How to cancel Jingdong Baitiao

How to cancel Jingdong Baitiao

JD Baitiao, as a credit payment tool launched by JD Finance, provides users with a convenient consumption experience. However, some users may wish to cancel the service due to changes in personal needs or administrative reasons. This article will introduce in detail the steps, precautions and FAQs to cancel Jingdong Baitiao, and attach recent hot topic data for reference.

1. Operation steps to cancel Jingdong Baitiao

1.Log in to JD.com account: Enter the JD Finance page through the JD APP or computer.

2.Enter Baitiao management: Find the "JD Baitiao" entrance on the "My" page.

3.Select logout option:Click "Settings"-"Account Management"-"Logout Baitiao".

4.Verify identity: Follow the prompts to complete identity verification (such as SMS verification code).

5.Confirm logout: Submit the application after reading the cancellation agreement.

2. Things to note before canceling

1.Pay off all outstanding debts: Including the unpaid installment amount and overdue fees.

2.Disassociate service: Such as automatic repayment, co-branded cards, etc.

3.Impact on credit assessment: Canceling may affect JD.com’s credit score.

3. Reference of recent hot topics (last 10 days)

4. Suggestions for alternatives

If you cancel the IOU due to rate issues, you can follow JD Finance’sInterest-free installment activities; If due to excessive consumption, it is recommended to turn it onQuota lock functionrather than logging out directly.

Note: The operation interface may change with the JD APP version update. It is recommended that the latest version prevail. If you have any questions, you can call JD Financial customer service hotline 95118 for consultation.